[求助] 網路郵購USA境內物品 該如何付款才安全

shonebouwn

請問諸位大大：我想在美國購買一個空氣濾靜器 http://www.wellnessenergy.com/as150mm.htm（真的很好用比國內價錢便宜三分之一）
不知道該如何付款才安全
  
第一 我個人沒有支票
第二 將信用卡卡號提供給該公司不是很危險嗎
第三 到銀行寄美元現金袋會不會比較安全
  
因為初次想異國交易，所以來問問有經驗的諸位大大  
真感謝！！

Jonry

1. 大部份的人都沒有支票
2. 使用信用卡消費本來就有一定的風險, 把卡號提供給這個商家, 可能比你在台灣直接刷卡買東西還要來得安全...
3. 為什麼不直接電匯? 我還沒聽過有人直接把美元現金直接寄給人家的...

HUANGLIFU

其實在網路上一些有認證機制的商家消費都比現實生活安全，這個就是小心為上。

tutsai

我不知道在台灣的信用卡機制如何.
  
但是在美國,如果是被盜刷的,消費者通常是不會需要負擔責任的.發行公司會跟出售產品的商家討回款項.
  
因為確認信用卡是商家的責任而不是消費者的責任.

小酒蟲

shonebouwn wrote:
請問諸位大大：我想在美國購買一個空氣濾靜器 http://www.wellnessenergy.com/as150mm.htm（真的很好用比國內價錢便宜三分之一）
不知道該如何付款才安全

交給酒蟲處理也很安全....8D8D8D
（好像有打廣告的嫌疑）
  
基本上以信用卡交易是比較安全，但是最好先問問你的信用卡公司是否接受跨國購物的風險（有些可能會不認帳），另外記得要求對方出貨時附上 tracking number。

wildeny

Jonry wrote:
1. 大部份的人都沒有支票

  
Almost everyone who has a bank account in US has check. I guess you mean people in Taiwan. It is not common to buy things online and pay by check, because check takes some time to clear (especially for out-of-state checks).  
  

3. 為什麼不直接電匯? 我還沒聽過有人直接把美元現金直接寄給人家的...

  
This is not common either, because the store won't absorb the fee for that and you may have to pay that. The fee is more expansive than in Taiwan ( E.g. The fee you pay for getting money from other bank ATM is almost 1/4 or less than in US)
  
The VISA/Mastercard has a kind of services that you specify the amount of the credits in a "special" credit card, so that you only use this card for few times (even just once) for online purchase. In this way, you won't be afraid that someone uses your card number illegally. I'm not sure that the credit-card companies in Taiwan have similar services or not.
  
You alwasy takes risk when using credit card. But I enjoyed the days when I bought everything in credit card in supermarkets even for $1 or $2 (I usually kept ~$10 in my wallet only. Now I live in the country where people uses extensively ATM card. The ATM fee is not only higher but the machines sleep during the night.

Jonry

wildeny wrote:
Almost everyone who has a bank account in US has check. I guess you mean people in Taiwan. It is not common to buy things online and pay by check, because check takes some time to clear (especially for out-of-state checks).

That's right. check is inconvenient in Taiwan, there are many limitation to apply a check account. And there are lots of tools to pay conventient more than check, such as create card or wire transfer...

willyhuang

Jonry wrote:
[quote]wildeny wrote:
Almost everyone who has a bank account in US has check. I guess you mean people in Taiwan. It is not common to buy things online and pay by check, because check takes some time to clear (especially for out-of-state checks).

That's right. check is inconvenient in Taiwan, there are many limitation to apply a check account. And there are lots of tools to pay conventient more than check, such as create card or wire transfer... [/quote]
  
是沒錯啦，不過會要求寄支票前要先讓支票保持CLEAR的狀態。
大概是沒有背書狀態吧？我猜。
  
還有，這一篇是不是又擺錯地方？